If you can only sell a 10 year get that price and note if you can't write a longer term. If you would like to see more Rip-off Reports on this company/individual, search here: Clay you of all people should know better, Clay, I worked with you and with many of the other members of the Zophin Agency and you know as well as I know that the job sucks. Look at how you used the product or service that was provided in relation with the instructions that you received. What kind of Union benefits do the union sales agents get? Hiding negative complaints is only a Band-Aid. They are in reality collecting na Kissimmee, Florida, AIL Insurance Company Do not buy insurance from American Income Life Insurance Company ,AIL, Waco Texas, Globe Life and Accident Ins Co Company Will Not Pay Death Claim Oklhoma, Oklahoma, SABRINA LLOYD & ASSOCIATES manipulating thief, stole $5000+ from me; tyrant, bully, threatens agents with their contracts to save herself, coward; Greenwich, Connecticut, New Dawn Industries,Inc. The company's main products are supplemental health and life insurance. Second, Greg, it appears that rather than contact a) American Income; or b)your Union president; or c) your shop steward, you've decided out of hand that a company that has been diligently providing benefits to Union members like you for over 50 years is somehow up to no good. Add in the other countries for more accuracy. Ripoff Report will go after anyone found posting Reports like this. IN 3 WEEKS THEY SENT 3 OF MY RECIPIENTS DEAD FROZEN TINY BOUQUETS calgary, Ponce motors Deceptive car sales Austin Texas, Nextiva efax overcharged me for an entire year even before the monthly trial expired able to use the service at all. *UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and a Rip-off Report independent investigation. I can't find the local 277 in the phone book. Thanks Dumron. ALL COMPANIES GET COMPLAINTS - HOW THE COMPANY HANDLES THOSE COMPLAINTS SEPARATES GOOD BUSINESSES FROM BAD BUSINESSES. Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported. you better than noone know it is not an easy job as they say it is, it is immoral to make people in that situation believe that several people make it. Try swallowing this one and I'll look up some comparable prices through legitimate insurance companies for 10,20,30 year terms since that would be a wiser choice for Mr. Doe working at the local union. Consumers can feel safe, confident and secure doing business with American Income Life / National Income Life an excellent business opportunity for people who like people and like to make money New York Reason For Parent Company New YorkRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. It's a front for American Income Life Insurance Companies. When I queried the obviously false statements in letter 04-307 on Insurance and other issues, I received SPEEA 04- 364, signed by the SPEEA President [ who is also the CEO ] claiming that the E-board had reviewed and approved the 04-307 letter. My union's national office issues the following warning: American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. If you know anything about unions you will know that their member mailing list is a closely guarded secret and that they would never give it to American Income. Dylan, You have a serious flaw in your way of thinking. It is founded by Harold Goodman and his nephew, Bernard Rapoport. Corporate Advocacy Business Remediation and Customer Satisfaction Program. Rochester New YorkRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. It's funny to see how many of these slick talking union commision only paid Insurance agents pretending to be your union rep are driving non union cars. The David Zophin Agency & American Income Life pledge to resolve all legitimate complaints and address any issues from the past, present and in the future. It is not even presented as a 10 year term product, but as a Family Care Plan. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. American Income Life TRUSTED Business | Verified businesses you can trust. You might be unpleasntly surprised. Ripoff Report REVIEW: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program (CAP), and submit to independent investigation. I know of at least 3 or 4 univeristy graduates, that being just out of university, with big debts, desperate to get a job to at least eat have trusted AIL's hiring managers on how likely is to make a 6 figure income in your first year. American Income Life has remained actively engaged and improving the way they address customer service complaints. Has your experience with this business or person been good? It takes money from my household income when the unions find new ways to work deals with insurance companies that leave me paying an extra $70.00 per month for more coverage but ending up with less. Here is what 5 real insurance companies quoted on Mr. Doe 35 male in tip top shape, non smoker for 10 year term offered on line through selectqu*te.com. Hiring practices, being an Agent is not an easy job, it is not a job for everyone, and only few are succesful. American Income Insurance / Torchmark Corporation. Future agents or buyers deserve a little warning. It took only three days from being contacted about a position to being hired (RED FLAG). A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. You probably would not know the truth anyways. Rip-off Report recently discovered that all but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. American Income is not like the other insurance companies. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. He drinks and lies a lot. American Income Life Scam | Complaints REVIEW: American Income Life, National Income Life dedicated to helping associates achieve their goals; feel safe confident & secure doing business with AIL & NIL, they will not allow a legitimate complaint to go unresolved. And yes they make profit on that as well. Agents and managers work as independent contractors (so a 1099 is issued as opposed to . American Income Life proves to be among the top members of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program, as a Verified Safe Business. (585) 454-5800. Consumers can feel safe, confident and secure doing business with American Income Life / National Income Life an excellent business opportunity for people who like people and like to make money New York Reason For Parent Company New YorkRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Waco Texas, Nationwide, American Income Life ripoff reaches NC Swananoa North CarolinaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Dont click on those slick Ads! Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,..A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Real estate news with posts on buying homes, celebrity real estate, unique houses, selling homes, and real estate advice from realtor.com. Celebrity Skin Cream wrinkle cream rip-off advertisements US Based and Foreign companies bilked consumers out of Hundreds of Millions of dollars over the past 7 years. Are they paid that way? According to the complaint, American Income has run afoul of the federal Electronic Funds Transfer Act (ETA) and California's Unfair Competition Law by . Your story sounds good but is not close to reality. *UPDATE ..August 30, 2010 ..after 4 years, no unresolved disputes. Rip-off Report has investigated the company for many months after they contacted us to resolve any posted issues and misunderstandings. American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Can you sell mutual funds through AIL? Advertisers above have met our I bet union or nonunion members who take this have no understanding of what it actually is or the outragous cost. Rip-off Report discove. Feel safe, confident & secure doing business with American Income Life excellent business opportunity. He will be there long after you are gone. I have over 30 different products available to present to the members ranging from 4 year term to whole life to Critical illness. Yes, the mailing list was provided by the union local. About us: Parent Company: Globe Life (has more policyholders than any insurance company in North America) Our company, Altig Organization (AO), which is the largest distribution system under American Income Life (AIL), grew over 20% year over year. Why Ripoff Report will not release author information! I warn you: 1. Every company receives complaints, and with currently more than 600 associates and more than 50 offices throughout North America, the number of compl, AIL CANADA - ALTIG INTERNATIONAL DISHONEST AND RIPPED OFF BRITISH COLUMBIA British Columbia*UPDATE - Rip-off Report Investigation: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and is committed to addressing and resolving all legitimate complaints. If you signed up when you were over 50 it's like $15, still good coverage, especially if you have kids under 18, or in college. Adjust if you wish for states like NY where they think $1000 is plenty for the life a dead union member. There is a huge turnover rate at American Income Life because people go into it thinking one thing but then they find out it's a MLM company they don't want to be apart of because they aren't making anything after six months. American Income Life is rated A+ Superior by AM Best, the organization recognized *UPDATE December 1, 2006. Copyright 1997-2023 Ripoff Report. Keep in mind they may claim they offer over 8 Billion dollars in accidental death benefits but we all know most people don't die accidently and there are several other exclusions listed on that no cost accidental death benefit. they cannot deliver what they say an insane amount of money Pittsburgh Pennsylvania, Attorney Sharon K. Campbell COLLUDES with Wells Fargo Dallas Texas, BlackSwanCapital.co Black Swan Enterprises Peter Tumbas Black Swan Capital The offered guaranteed low-cost financing if I first stepped in high-cost short term financing New York New York, Geeks Ondemand LLC, Lizeth Lagomarcino Papaleo Geeks Ondemand LLC, The Geeks Mob SCAM! Who would you contact if you needed to file a grievance? To Richard from MB Our accident policy has paid when it is supposed to. I think they were called Combined something or other. I believe someone with a record like yours has no business throwing stones. All rights reserved. Say we owe over $22,000.00 for the rest of their so called contract !!!!!! I hope I can trust the union to do the right thing and if they don't there will be legal action taken. Do they have retirement accounts,do they have pensions? We have a number of term benefits available ranging from 4 years, all the way to term-to-100. Gag.. Things for the novice to consider. Waco Texas, Nationwide, INVESTIGATION: American Income Life, National Income Life pledges its commitment to customer satisfaction and Affiliate support. ..let them know and let us know! The management/leadership HAS been honest and supportive. my experience has been very, very positive. In addition, American Income Life is rated A+ Superior by AM Best, the organization recognized by th, American Income Life ripoff St. Louis MissouriRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. However, American Income Life Insurance is a multi-level marketing company which does not have a good reputation online. Fort Worth TexasRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. 3. I t doesn't discriminate against any race, religion, sex, age, or any professional backround. In Solidarity, American Income, National Income, Torchmark, Local 277, Local 435,AFL-CIO. I wish I worked for your union. At 35 how long will I need to protect my family, mortgage kids school, widow's needs? Every company receives complaints, and with currently more than 600 associates and more than 50 offices throughout North America, the number of compl, AIL CANADA - ALTIG INTERNATIONAL DISHONEST AND RIPPED OFF BRITISH COLUMBIA British Columbia*UPDATE - Rip-off Report Investigation: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and is committed to addressing and resolving all legitimate complaints. Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported. Commitment to customer satisfaction, positive rating for its customer support from Ripoff Report. Altig International, AIL, Torchmark ripoff misleading information confabulation Edmonton Alberta Canada*UPDATE - Rip-off Report Investigation: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and a Rip-off Report independent investigation - After speaking with executives from Altig International, it is clear that they are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved. Further, under SPEEA After we are done whether the member enrolls in additional benefits or not, we fill out a reprot card that goes back to the union. Look on your union card and see if there is a phone number or address for the Local 277. BOOK NOW | 0. Everything is explained in great detail to everyone that is brought aboard to this company. I'm an employee of American Income Life based in Philadelphia, and while I'll admit I have a certain vested interest in debunking your statements, I'll do my best to be impartial. Listed below are just a few samples of the fraudulent activities of AIL, and the scams that are STILL being done on Union members across the country. Waco Texas, Nationwide, Paradise Property Management Ventura Illegal eviction my account being hacked, PPM will not investigate how it happened Ventura California, Kei Kullberg Quintessential Mortgage Group bait and switch you into promising you a low-rate Mortgage Scammer White Plains New York, TAHINI GODDESS Sally schimko Sexyveggies Tahini Goddess inulin Goddess Prebiotic white labeling of non-licensed food supplement. Great lets make it simple and look up two quotes for a 35 and 45 year old healthy male who wants to get a quote for a $500,000 term policy for 20 years or 30 years for a male in healthy condition, non smoker in tip top shape. 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